Should you focus intently on bank statements and spreadsheets now, hopefully, it won't take long before you address or resolve what needs attention and move on to more interesting or fun things. But whether you're saving for something specific or working out a way to pay off a debt, a practical, disciplined approach to your finances could help you come up with a sensible, sustainable solution.

Both physically and psychologically you find yourself in a comfortable position. You're aware how positive energy and an urge to exercise flow through your body. There's nothing on earth to deter you from staying fit, improving your endurance levels, building up your strength or getting into even better shape.

Even though you feel the world is yours, don't try to buy it all at once. It's important not to allow your exuberance take control of your money, so keep the overview of your finances. Think twice about whether a purchase is really necessary.